How To Check Balance On Standard Bank Without App?

Quick Summary

This blog post provides a comprehensive guide on how to check your balance on Standard Bank without using the app. It covers various self-service banking options such as internet banking, cellphone banking, ATM banking, telephone and speech banking, and contactless banking options. The post also includes information on how to register for these services and highlights the benefits and transactions that can be performed.

Introduction

In today’s digital age, banking has become more convenient than ever before. With the advancement of technology, you no longer need to visit a branch or use an app to check your balance and perform transactions. Standard Bank offers various self-service banking options that allow you to bank on-the-go without the hassle of downloading an app.

In this blog post, we will explore different ways in which you can check your balance on Standard Bank without using the app. Whether it’s through internet banking, cellphone banking, ATM banking, telephone and speech banking or contactless options like tap-to-pay at tills – we’ve got all the information covered for you!

So let’s dive into these alternative methods and discover how easy it is to manage your finances with Standard Bank even if you don’t have their mobile application installed.

Stay tuned as we guide you step-by-step through each option so that by the end of this article; checking balances will be a breeze!

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Ways to Bank without the Standard Bank App

In today’s digital age, banking has become more convenient than ever before. With Standard Bank, you have multiple options for managing your finances even if you don’t want to use their app. Let’s explore some of these self-service banking alternatives:

Internet Banking:

Standard Bank offers internet banking as a secure and efficient way to manage your accounts online. By accessing their website, you can perform various transactions from the comfort of your home or office. Internet banking allows you to skip branch queues and bank at any time that suits you best.

Cellphone Banking:

If you prefer not using a smartphone or data but still want access to essential banking services on-the-go, Cellphone Banking is an excellent option for you. Simply dial *120*2345# on any cellphone (smartphones are not required), and follow the prompts provided by Standard Bank’s automated system.

ATM Banking:

For those who need quick access outside normal business hours or do not wish to visit a physical branch, ATM Banking is ideal. Visit one of Standard Banks’ conveniently located ATMs nationwide where checking balances and performing other basic transactions becomes hassle-free.

Telephone and Speech Banking:

Banking over the phone has never been easier with Telephone and Speech Banking. Whether you have a fixed line or cellphone, you can use Standard Bank’s multilingual, 24/7 automated service or speak to a consultant for assistance.

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Internet Banking

Internet banking is a convenient way for Standard Bank customers to access their accounts and perform various transactions online. With internet banking, you can skip the long queues at branches and securely manage your finances from the comfort of your home or office.

Benefits of Internet Banking:

1. Convenience: You can bank anytime, anywhere as long as you have an internet connection. This means no more rushing to make it to the branch before closing time or waiting in line during peak hours.
2. Accessibility: Through internet banking, you have full visibility of all your accounts with Standard Bank in one place. This allows for easy monitoring and management without having to switch between different platforms.
3. Transactional Capabilities: With just a few clicks, you can transfer funds between accounts, pay bills electronically (such as utilities or credit card payments), set up recurring payments like debit orders or stop orders, view transaction history statements instantly download them if needed.
4. Security Measures: Standard Bank employs robust security measures such as encryption technology, two-factor authentication, and secure login credentials, to ensure that your personal information remains protected while using their online platform.

How To Register For Internet Banking:

To register for internet banking with Standard Bank, follow these simple steps:

1. Step 1 – Visit The Website: Go to www.standardbank.co.za on any web browser.
2. Step 2 – Click On “Register”: On the homepage, click on ‘register’ located near the top right corner.
3. Step 3 – Fill In Your Details: Fill out the required fields, including ID number, date of birth, email address, etc.
4. Step 4 – Create A Password And Security Questions: Create a strong password which includes numbers, special characters, and mixed case letters. Answer three unique security questions.

Once the registration process has been completed, you will receive a confirmation email containing instructions on how to activate your account. Once activated, you’ll be able to log into Standard Bank’s website and use the services offered through its digital channels.

With internet banking, Standard Bank customers can enjoy the convenience of managing their finances online and performing transactions with ease. Registering for internet banking is a simple process that allows you to take full control over your accounts from anywhere at any time.

Cellphone Banking

Cellphone banking is a convenient way to access your Standard Bank account and perform various transactions without the need for a smartphone or data. By simply dialing *120*2345# on your cellphone, you can enjoy 24/7 banking services at your fingertips.

Banking Without a Smartphone or Data

One of the key advantages of cellphone banking is that it does not require a smartphone or internet connection. This means that even if you don’t have access to advanced technology, you can still manage your finances securely and conveniently.

Benefits of Cellphone Banking

There are several benefits associated with using cellphone banking:

1. Convenience: With cellphone banking, there’s no need to visit branches during working hours as you can bank anytime from anywhere.
2. Accessibility: As long as you have basic cell phone coverage, whether in urban areas or remote locations, accessing mobile financial services becomes possible.
3. Security: Standard Bank ensures secure transactions through multiple layers of authentication protocols when using their dedicated USSD code (*120*2345#).
4. Cost-Effective: There are no monthly subscription fees for standard users; however, network charges may apply depending on service providers’ rates.

Transactions That Can Be Performed Using Cellphone Banking

With this service, you will be able to carry out numerous essential tasks such as:

• Playing Lotto and PowerBall games directly from your device
• Recharging airtime credit instantly whenever needed
• Resetting Customer Selected PIN (CSPIN)
• Paying bills including municipal accounts like water & electricity
• Sending Instant Money transfers quickly, safely, and easily
• Buying prepaid airtime, data bundles, & electricity units online within seconds
• Making inter-account transfers between different linked accounts under one profile

How To Register For Cell Phone Banking?

To register for cellphone banking follow these simple steps:

1. Step 1: Dial *120*2345#

On the keypad screen of your cellphone, dial *120*2345# and press the call button. This will initiate the registration process.

2. Step 2: Follow The Prompts

Once you have dialed the USSD code, follow the prompts that appear on your screen. You will be asked to provide certain information such as your card number, PIN, and ID number for verification purposes.

3. Step 3: Complete Registration

After providing all necessary details requested by Standard Bank’s system, you’ll receive a confirmation message indicating successful completion of Cellphone Banking registration.

That’s it! Once registered, you can start using cellphone banking immediately to check balances, make payments or transfers, recharge airtime & data bundles, etc. Remember, to ensure security always log out after completing transactions, don’t store any sensitive credentials in mobile devices, and report lost/stolen cellphones promptly.

Cellphone banking is an excellent alternative for those who prefer not to use smartphone apps but still want access to their accounts anytime and anywhere. With its convenience, safety features, and wide range of available services, it offers flexibility without compromising security. So why wait? Register today and enjoy hassle-free banking at your fingertips with Standard Bank’s Cellphone Banking service.

ATM Banking

ATM banking provides a convenient way for Standard Bank customers to perform various banking transactions without the need for the app. By visiting their nearest ATM, customers can access their accounts and carry out essential tasks outside of normal banking hours.

Benefits of ATM Banking:

1. Convenience: ATMs are available 24/7, allowing you to bank at your own convenience. Whether it’s early in the morning or late at night, you can easily check your balance and complete other transactions without having to visit a branch.
2. Accessibility: With numerous ATMs located across South Africa, finding one near you is easy. You don’t have to travel far or wait in long queues; simply locate an ATM that suits your needs and start transacting.
3. Speedy Transactions: Checking balances on an ATM is quick and straightforward – just insert your card into the machine, enter your PIN code securely, select “Balance Inquiry,” and within seconds you’ll see how much money is available in each linked account associated with that card.
4. Other Transaction Options: In addition to checking balances through ATMs, customers also have options like withdrawing cash from any linked account, sending instant money, paying bills, making inter-account transfers, and even depositing checks (if supported by specific machines).

Checking Balances at ATMs:

To check your balance using an ATM:

1. Insert Card & Enter PIN Code
• Locate a nearby Standard Bank branded ATM.
• Insert your debit/credit card into the designated slot.
• Carefully type in your Personal Identification Number (PIN) when prompted on the screen.
2. Select Balance Inquiry Option
• On the screen, you will be presented with several transaction choices. Choose the ‘balance inquiry’ option among them.
3. View Account Balances
• The next step involves waiting momentarily while the system retrieves information about all active accounts tied up to the inserted debit/credit card.
• A list of available accounts along with their respective current balances will be displayed on the screen.
4. End Transaction
• After reviewing your account balances, you can choose to end the transaction by selecting “Finish” or proceed with other transactions if needed.

Remember to take your card and any receipts before leaving the ATM. It’s also important to keep your PIN confidential and never share it with anyone.

ATM banking offers a convenient way for Standard Bank customers to check their balance without using the app. With easy access, quick transactions, and multiple options available at ATMs, managing finances has become simpler than ever before.

Telephone and Speech Banking

Telephone and Speech Banking is a convenient way to bank with Standard Bank without using the app. Whether you have access to a fixed line or cellphone, you can easily perform banking transactions by utilizing Standard Bank’s automated service or speaking directly to a consultant.

Banking from a Fixed Line or Cellphone:

With Telephone and Speech Banking, you have the flexibility of banking from either your home phone or mobile device. This means that even if you don’t own a smartphone, as long as you have access to any telephone connection, be it landline or cellular network, you can still enjoy seamless banking services.

Automated Service vs Speaking with Consultant:

Standard Bank offers two options for conducting your transactions through Telephone and Speech Banking – using an automated system where prompts guide users through various menu options; alternatively, customers also have the option of speaking directly with one of our knowledgeable consultants who will assist them in completing their desired transaction over-the-phone.

Benefits of Telephone & Speech Banking

There are several benefits associated with choosing Telephone and Speech Banking as your preferred method of banking without the app:

1. Convenience: With just a simple call, you can easily check your account balances, request statements, or make payments from wherever you might be.
2. Accessibility: Take control of your finances at all times using this service that is available to customers around the clock.
3. Personalized Assistance: If at any point during your call, you require additional assistance or have specific queries regarding certain financial matters, a friendly consultant will be readily available to help answer all questions and provide guidance based on individual needs.

Transactions that can be performed using Telephone and Speech Banking:

Telephone and Speech Banking offers a wide range of banking functions that can be completed via this service. Some of the transactions you can perform include:

1. Balance Enquiry: Check your account balances to stay on top of your finances.
2. Fund Transfers: Easily move money between different accounts within Standard Bank or even to other banks, making it convenient for managing payments or sending money to family members.
3. Payment Requests: Initiate payment requests for services such as utility bills, municipal fees, and credit card repayments.
4. Card Services: Report lost/stolen cards, request replacements, or activate new cards over the phone.

With Telephone and Speech Banking, you have a reliable alternative method to access banking services without relying on the app. Whether you prefer an automated system or speaking with one of our consultants directly, the choice is yours!

Contactless Banking Options

In today’s digital age, banking has become more convenient and accessible than ever before. Standard Bank offers a range of contactless banking options that allow you to manage your finances without the need for physical cash or cards. Let’s explore these innovative solutions:

1. Tap-to-pay at tills:

Gone are the days of fumbling through your wallet for loose change or swiping your card at checkout counters. With tap-to-pay technology, simply wave your enabled debit or credit card near the payment terminal to complete transactions quickly and securely.

2. Paying with a phone using SnapScan or Samsung Pay:

If you prefer leaving home without carrying any physical cards, then paying with just your smartphone is an excellent option! Standard Bank supports popular mobile payment platforms like SnapScan and Samsung Pay, allowing you to link your bank account details directly to these apps for seamless payments in-store.

3. Shopping online with Masterpass:

Online shopping has skyrocketed in popularity over recent years due to its convenience and wide variety of products available from around the world. With Masterpass by Standard Bank, you can enjoy secure one-click purchases on participating websites. Simply load all necessary information into this virtual wallet once, and use it across multiple sites whenever making online purchases. Masterpass eliminates tedious form-filling processes while ensuring top-notch security measures are always in place.

4. Sending instant money:

Sometimes emergencies arise where immediate financial assistance is required. Standard Bank’s Instant Money service allows customers 24/7 access via cellphone, internet banking, mobile app, as well as ATMs. This feature enables users not only to send funds instantly but also to withdraw them immediately. The recipient does not even require having their own bank account; they can collect cash from selected retailers nationwide. It’s a quick, easy, and safe way to transfer money when time matters most!

5. Creating a virtual card:

For added security during online transactions, a Virtual Card provides peace-of-mind. Virtual Cards are temporary, randomly generated card numbers that can be used for a single online purchase. Once the transaction is complete, the virtual card becomes invalid. This feature ensures your actual credit or debit card details remain secure and protected from potential fraud.

Standard Bank’s contactless banking options offer convenience, speed, and security in managing your finances. Whether you’re making payments at tills, purchasing goods online, or sending money instantly, you have access to innovative solutions designed with your needs in mind. Embrace these digital advancements today and experience hassle-free banking like never before!

Frequently Asked Questions

Question 1: How do I check my balance on Standard Bank without the app?

Answer:
To check your balance on Standard Bank without using the app, you can utilize the Cellphone Banking service. Simply dial *120*2345# on your cellphone and follow the prompts to access this convenient banking option. With Cellphone Banking, you can perform various transactions including checking your balances.

Question 2: Can I perform all banking transactions without the app?

Answer:
Yes, there are multiple ways to bank with Standard Bank even if you choose not to use their mobile application. You have options such as Internet Banking where you can access accounts and conduct transactions online through their website. Additionally, ATM Banking allows for in-person transactional activities outside of regular branch hours while Telephone and Speech Banking enables customers to complete tasks over a phone call or automated system.

Question 3: Are there any fees for using Cellphone Banking?

Answer:
There are no monthly subscription fees or sign-up costs associated with utilizing Cellphone Baking from Standard Bank; however standard network rates will apply when registering for this service.

Question 4: How do I register for Cellphone Banking?

Answer:
Registering for Cellphone baking is simple! Just dial *120*2345# from your cellphone and carefully follow each prompt provided by the system. During registration process be prepared with necessary information like card number, PIN, and ID number which may be required during setup procedure.

Question 5: What security measures should I take when using Cellphone Banking?

Answer:
When it comes to ensuring secure transactions via Cellphone Banking, here are some important security tips that you should keep in mind:

• Always log out of your profile after completing a transaction
• Do not store banking credentials on your mobile device
• Notify the bank immediately if there are any changes to your cellphone number
• Do not respond to requests for personal information from the bank via SMS, MMS, or phone calls
• Contact Standard Bank’s Online Fraud line immediately if your cellphone is lost, stolen, or not in your possession

By following these security measures, you can ensure a safe and secure banking experience with Cellphone Banking from Standard Bank.

References

1. https://www.standardbank.co.za/southafrica/personal/products-and-services/ways-to-bank/self-service-banking
2. https://play.google.com/store/apps/details?id=com.sbg.mobile.phone&hl=en_US&gl=US
3. https://www.standardbank.co.za/southafrica/personal/products-and-services/ways-to-bank/self-service-banking/cellphone-banking

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